Your Will is the foundation of your Estate Planning.

Delaying such an important task can have devastating consequences for your loved ones. We make it convenient to draft your Will.

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Top 5 consequences of not having a will:

  1. You forfeit the opportunity to decide who inherits what and your Estate is distributed according to South African law. This means people who you may not have wanted to benefit from your Estate may inherit your Estate.
  2. Your Partner may be left with nothing if you are not married or your Will is not updated from a previous marriage.
  3. Your Children’s inheritance could pass to the Government Guardian’s Fund or appointed Guardian rather than to a Trust that will ensure your wishes for them are carried out.
  4. Family feuds often occur when family members argue over the distribution of your Estate when final wishes are not clearly documented in a Will.
  5. Winding up your Estate can take years – without a Will appointing a professional Executor, the government is essentially in control of the process.
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When you pass away, your bank accounts could be frozen and your family could have limited access to money. Our Solution: Immediate Liquidity™.

Monthly living expenses

Estates can take months, if not years, to wrap up and families mistakenly assume their Estate will pay the monthly ongoing expenses such as lights, rent, groceries, etc. but the funds are often tied up until the Estate is finalised. Our Solution: Estate Overheads Protector™.

Executor’s Fees

Executors may charge up to 3.5%, excluding VAT, to administer an Estate. This could add up to hundreds of thousands of Rands which is paid from the Estate, reducing your loved ones’ inheritance. Our Solution: The Indemnity Plan™.

Testamentary Trust Fees

Minor children cannot directly inherit, which means their inheritance is managed by either their guardian or the Government Guardian’s Fund. Our Solution: We indemnify the cost of a Trust through the Indemnity Plan™.


Most people leave their entire Estate to their Spouse, but if both of you pass away and your Children inherit everything then Capital Gains Tax and other legal fees are triggered. Our Solution: Estate Gap Cover™.

Purpose-driven Trusts

We ensure that your legacy is protected for the ones you love using powerful purpose-driven Trusts

Each Estate is unique, therefore, encourage you to plan your Estate around what is best for you and your loved ones. Whether this means providing for your minor children, or perhaps a loved one who has special needs. Our Solution: Children’s Trust, Provider’s Trust and Widow’s Trust.

Estate Administration

Compassionate and efficient

We offer professional, compassionate, and burden-free Estate Administration that alleviates all the pressures that families experience when a loved one passes away. Our Estates are wound up much quicker than the industry-standard, with distributions made within 6 to 9 months. Even if you don’t have a Legacy Protection Plan™, we can still help you/your loved ones. We can help you if a loved one has passed away and they:did not leave a Will;left a Will and nominated you as Executor; orleft a Will and someone you know has been nominated as the Executor.